• Insurance

    Earthquake Insurance: The Real Story

    Is earthquake insurance really worth it? Since they have the potential to do catastrophic damage, earthquakes are fascinating and enigmatic, especially given that we have no reliable means to forecast when they will occur. Several little, unreported earthquakes cause difficulty for homeowners and renters all around the US, in addition to the major ones that receive international notice. According to…

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  • Insurance

    What You Might Be Getting Wrong About Your Homeowners Insurance

    You were able to secure financing, receive lender approval, and locate a seller who would work with you to purchase a home. And while you successfully completed the homeowners insurance sign-up procedure, it doesn’t follow that you are now an authority on the details of your policy. A contract between you and your insurance provider that covers you in a…

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  • Insurance

    Homeowners Insurance: What Does It Cover?

    Mold? Windstorm damage? Flooding? Let’s be clear about what you are shielded from. Beach read is not recommended for homeowners insurance plans. They frequently contain a ton of unclear terms and conditions. Because of this, many consumers are unaware of what their homeowners insurance policy does and does not cover. We’ll provide a brief overview of homeowners insurance coverage in…

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    What You Should Know About Landlord vs. Homeowners Insurance

    Coverage of a landlord’s policy against a homeowners policy Although property owners acquire both landlord and homeowners insurance, there are some differences in what they cover and who they are intended for. For starters, landlord insurance covers homes that the owner rents out, whereas homeowners insurance only protects houses that are owned and occupied by the owner. Let’s examine the…

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    Does Home Insurance Cover Your Pool?

    It depends on your policy, but this is one of the most frequent and perplexing questions that insurance agents encounter. Pool coverage varies among house insurance plans, and some don’t even cover them! How homeowners insurance covers pools While swimming pools are typically meant for entertainment and amusement, they can also be a huge liability if someone is injured. In…

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    A Beginner’s Understanding of Homeowners Insurance

    Homeowners insurance, usually referred to as home insurance, is a requirement, not a luxury. And not just because it protects your home and goods from damage or theft. Almost all mortgage companies require borrowers to have insurance coverage for the full or fair worth of a property (typically the purchase price) and will not grant a loan or finance a…

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  • Insurance

    Review on USAA’s Home Insurance

    USAA was founded in 1922 by a group of Army officers in San Antonio, Texas, who wanted to insure each other’s vehicles. USAA currently provides insurance and financial services to active and former military troops, as well as their spouses and dependents. As of 2021, USAA had approximately 13 million members, and the company has a net worth of more…

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    Auto Insurance for Drivers Without Fault

    In 2020, about 35,000 collisions occurred in the United States, with over 34,000 deaths. Every year, the number of traffic incidents rises, and so does the need for no-fault auto insurance. There is a potential that you will be involved in an accident for which you were not at fault. But, your family or friends who were in the car…

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    Driving Without Insurance Penalties

    Do You Know? According to a poll conducted in 2021 by the Insurance Research Council, little under one in eight drivers does not have auto insurance. It is a poor plan to sign up for membership in this club that is not very exclusive. Not only will you be liable to legal ramifications, such as fines and maybe even prison…

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    Is Tire Damage Covered by Car Insurance?

    Every automobile owner has encountered an emergency circumstance in which they walk out to their car only to realize that one of their tires is flat. You might be wondering if your automobile insurance will cover their replacement or repair if you have it. The answer is yes in certain cases and no in others. In this post, we’ll discuss…

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