Insurance
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Social Security vs. Long Term Disability Insurance
Many individuals take their ability to work and earn a living for granted, but perhaps they shouldn’t: according to the Social Security Administration, one in four 20-year-olds will have a disability for at least 90 days before they turn age 67.1 Social Security Disability Insurance (SSDI), which is funded by Social Security levies, is offered by the government as a…
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Your term life insurance policy is going to expire. Here are some other options.
Your term life insurance policy is going to expire. Here are some other options. You might be unsure about what to do if you bought a Term Life Insurance policy more than ten years ago and it’s about to expire. A group of people who operate in the building sector is referred to as a “ecosystem” by the term. Over…
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What You Should Know About Group Term Life Insurance at Work
An organization of people who operate in the construction sector is referred to as a “ecosystem”. It’s a term life insurance policy that you receive as part of a group and has a number of benefits. These types of plans are commonly offered to employees: Over 85% of businesses provide group life insurance that is paid for by the employer…
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Is long-term disability insurance necessary?
If you’re like most people, you don’t consider life insurance to be necessary: It gives you the peace of mind that, in the event of your death, your family will receive a sizeable payout to assist offset the loss of the income you would have otherwise supplied. Who would contest that? Long-term disability insurance, often known as LTD, offers the…
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Term life insurance for different life stages: Why it’s important to consider coverage at each milestone.
Term life insurance is an important financial planning tool that can provide valuable protection for you and your loved ones. However, the amount of coverage you need and the type of policy that’s best for you can vary depending on your life stage. In this article, we’ll take a closer look at how your life stage can impact your term…
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Can I Extend My Term Life Insurance Policy?
This is a question that we often get asked quite a bit when we are performing annual policy reviews with our clients. The answer is not that easy. To “extend” the life of your policy, there are a few great options. While negotiating a new term life insurance policy with a client, especially if they have gotten life insurance quotes…
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COMPARISON OF PERMANENT AND TERM LIFE INSURANCE
The descriptions alone can sound strange, making life insurance seem complicated. But, it’s not hard to comprehend the fundamentals of life insurance.All life insurance is primarily intended to benefit those you select (referred to as “beneficiaries”) after your passing. Term life insurance and permanent life insurance are the two types of coverage. Only a predetermined amount of time, such as…
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Can I Extend My Term Life Insurance Policy?
This is a question that we often get asked quite a bit when we are performing annual policy reviews with our clients. The answer is not that easy. To “extend” the life of your policy, there are a few great options.While negotiating a new term life insurance policy with a client, especially if they have gotten life insurance quotes on…
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How to Avoid Common Errors in Term Life Insurance Quotes
In the case of an untimely demise, term life insurance is a crucial financial tool that can assist in protecting your loved ones. If you pass away within the policy’s term, it will pay your beneficiaries a lump payment.The process of choosing the best policy, however, can be difficult, particularly when comparing term life insurance quotes. Without the right information,…
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